Recruit Health Insurance Society

Recruit Health Insurance Society

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The Society's insurance premiums

You must pay insurance premiums when you join a health insurance program. While insurance premiums are based on your income (e.g., total remuneration including salary and bonuses), methods for calculating the premiums differ between monthly salary and bonuses.

POINT
  • Payment for insurance premiums is shared by the insured person and his or her employer. The amount paid by the insured person is deducted from salary and bonuses.
  • After you reach age 40, premiums for long-term care insurance will be collected as well.

Method of calculating insurance premiums

Since the amounts of remuneration received by insured persons are not perfectly uniform and fluctuate from month to month, calculating premiums based on each individual's actual remuneration amount is impractical. For this reason, insurance premiums are calculated based on a standard value (standard monthly remuneration) determined corresponding to a certain ranges of remuneration amounts.

参考リンク

“The standard bonus” is the bonus amount (for these purposes capped at a cumulative annual maximum of 5.73 million yen) rounded down to the nearest 1,000 yen.

The Society's insurance premium rates

(‰) Total Percentage paid by employer Percentage paid by insured person
General insurance premium rate aaaa  88.660 45.808 42.852
Insurance premium rate 46.437 23.993 22.444
Specific insurance premium rate 42.223 21.815 20.408
Adjusted premium rate 1.340 0.692 0.648
Total Insurance premium rate 90.000 46.500 43.500
(‰) Total Percentage paid by employer Percentage paid by insured person
Long-term care insurance premium rate 20.000 10.000 10.000

参考リンク

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